ITS on the format for reporting suspicions and providing transaction records to the FIU

What it covers

Uniform EU format and data fields for reporting suspicious transactions (STR/SAR) to the FIU, with templates per type of obliged entity and a template for transaction records from credit and financial institutions. Consulted from 2 July to 20 September 2026 (public hearing 9 September 2026); the General Board asked for a proportionate, phased approach; final draft scheduled for Q4 2026.

What it means in practice

Direct impact on FIU Reporting: the reporting process, data fields in the case tool and the interface with FIU-Netherlands must be adapted to the new template.

Versions and what changed

1. Consultation paperJuly 2, 2026
   AMLA consultation paper on the draft ITS under Art. 69(3) AMLR

   First public draft with reporting templates per type of obliged entity and a template for transaction records. Public hearing 9 September 2026; consultation closed 20 September 2026. Check the data points against the goAML schema your FIU uses.

   Sources
2. Final draftnot yet available
3. Submitted to the Commissionnot yet available
4. Published in the Official Journalnot yet available

Consultation themes

• Are the data fields of the common template compatible with your case-management and goAML set-up?
• Which fields should be mandatory and which optional?

Sources

• AMLA - consultation on the draft ITS on the format for reporting suspicions (2 Jul - 20 Sep 2026)
• AMLA - press release: public consultation on a common format for reporting suspicions (2 Jul 2026)
• AMLA - public summary of the 9th General Board, joint session (30 Jun 2026)
• AMLA - planning of RTS, ITS and Guidelines: Annex XI to the Single Programming Document 2026-2028 (4 Feb 2026)
• AMLA - Authority for Anti-Money Laundering
• AMLR - Regulation (EU) 2024/1624 (EUR-Lex)

Framework blocks it lands on

This instrument on the dashboard, with the other instruments and the framework: Open on the dashboard

Other instruments

• RTS on business relationships, occasional and linked transactions and lower CDD thresholdsFinal text, awaiting publication
• Guidelines on ongoing monitoring and transaction monitoringConsultation closed, being finalised
• Guidelines on indicators of suspicious activity or behaviourAnnounced, no draft yet
• EBA Guidelines on the use of remote customer onboarding solutions (in force until replaced)Published
• EBA Travel Rule Guidelines: information accompanying transfers of funds and crypto-assets (in force)Published

Every RTS, Guideline and ITS under the AMLR