Guidelines on indicators of suspicious activity or behaviour
- Articles
- Art. 69(5) AMLR
- Legal basis
- AMLR art. 69(5)
- Expected
- July 10, 2027
- Applies to
- every type of obliged entity
A mandate in the AML package that AMLA has scheduled in its Single Programming Document 2026-2028 or announced in a press release. No consultation paper exists yet and no EBA text covers the topic.
What it covers
Indicators of suspicious activity or behaviour, to be updated periodically, supporting the AMLR's suspicion-based reporting standard. Statutory deadline 10 July 2027 ("by July 2027" in AMLA's programming document); AMLA runs it as a dedicated workstream within the common Risk Factor Guidelines. No consultation paper yet.
What it means in practice
Re-document the reporting policy, turnaround times and the distinction between "unusual" (Wwft) and "suspicious" (AMLR); map the indicators onto monitoring scenarios once published.
Versions and what changed
- Consultation papernot yet available
- Final draftnot yet available
- Submitted to the Commissionnot yet available
- Published in the Official Journalnot yet available
Sources
- AMLA - Single Programming Document 2026-2028: priorities and timelines (4 Feb 2026)
- AMLA - public summary of the 9th General Board, joint session (30 Jun 2026)
- AMLR - Regulation (EU) 2024/1624 (EUR-Lex)
Framework blocks it lands on
This instrument on the dashboard, with the other instruments and the framework: Open on the dashboard