AMLR for your organisation: what applies to you, and what to do about it
Every obliged entity in the EU has to comply with the AMLR from 10 July 2027, but the work differs enormously between a payment institution with customers in twelve countries and a notary office in one city. AMLR Monitor answers the practical question: what does the AMLR mean for my organisation, and where do we stand?
Step 1: see what applies to your type of organisation
The public dashboard filters every RTS, Guideline and ITS by type of obliged entity: banks and credit institutions, other financial institutions such as lenders, leasing and factoring companies, payment and e-money institutions, investment firms and fund managers, life insurers, crypto-asset service providers, trust and company service providers, football clubs and agents, and other obliged entities such as notaries, lawyers, accountants and dealers in goods. Each type sees its own instruments and its own application date.
Step 2: an AI impact assessment for your company
In the workspace you type the name of your organisation. The AI looks it up, asks you to confirm, fills in the profile (business model, licences, size, countries, products, customer types) and produces an AMLR impact assessment: the framework blocks with the biggest effort, the blocks that do not apply, the documents that matter for you ranked by relevance, additional sources found on the web, and the country-specific points for every country you operate in.
Step 3: country-specific points
The AMLR is one text, but supervisors, FIUs, registers, cash limits and PEP lists remain national. Editorial points exist for the Netherlands, Belgium, Germany, Luxembourg, France, Ireland, Spain and Italy; for any other EU or EEA country the AI researches the points for you. Tick the ones that apply; they flow into the analysis and the board report.
Step 4: track readiness and report to the board
Record a status, owner, target date and notes per framework block; the framework then shows your readiness as a heat map. Ask the AI consultant questions that use your profile and progress, put the follow-ups on your task list, track consultation responses and milestones, and print the board report when the board asks where you stand.
Frequently asked questions
Does the AMLR apply to my company?
If your company is an obliged entity under the current AML directives (financial institutions, crypto-asset service providers, trust offices, accountants, lawyers, notaries, real-estate agents, dealers in high-value goods and more) the AMLR applies from 10 July 2027. Football clubs and agents follow in 2029.
How long does an AMLR gap analysis take?
With the company profile and the AI assessment you have a first view in minutes. Validating it against your own policies, data and systems typically takes a few weeks; the remediation work runs in quarters, which is why starting in 2026 matters.
Can several colleagues work in the same workspace?
Yes. Each organisation has one workspace; admins invite colleagues as admin or member. Advisors can work for several organisations from one account.
Is my company data safe?
Everything you enter is encrypted field by field before it is stored, two-factor authentication is available and can be required for the whole organisation, and data of different organisations is separated.
See the status of every AMLR rule, then what it means for you
The monitor is free. A workspace adds the AI impact assessment, country-specific points, the readiness tracker and the board report for your organisation.