Guidelines on ongoing monitoring and transaction monitoring
- Articles
- Art. 26 AMLR
- Legal basis
- AMLR art. 26(5)
- Consultation closed
- September 3, 2026
- Expected
- December 31, 2026
- Applies to
- every type of obliged entity
The consultation has closed. AMLA is processing the responses and preparing the final draft for submission to the European Commission.
What it covers
Requirements for ongoing monitoring of the business relationship in three parts: general principles, keeping customer information up to date, and the transaction and activity monitoring framework (scenario design, thresholds, alert handling, backtesting and model management). Consulted from 3 June to 3 September 2026 (public hearing 2 July 2026); AMLA aims to publish the final guidelines in 2026 (final draft scheduled for Q4 2026).
What it means in practice
Align TM scenarios, alert SLAs and model validation; document "risk-based tuning".
Versions and what changed
- Consultation paperJune 3, 2026AMLA consultation paper on the draft Guidelines under Art. 26(5) AMLR
First public draft in three parts: general principles, keeping customer information up to date, and the transaction and activity monitoring framework. Public hearing 2 July 2026; consultation closed 3 September 2026. Final guidelines expected in Q4 2026.
Sources - Final draftnot yet available
- Submitted to the Commissionnot yet available
- Published in the Official Journalnot yet available
Consultation themes
- Are the expectations on scenario design, thresholds and tuning realistic?
- How should alert-handling timelines and backtesting be evidenced?
Sources
- AMLA - consultation on the draft Guidelines on ongoing monitoring of a business relationship (3 Jun - 3 Sep 2026)
- AMLA - consultation paper on the Guidelines on ongoing monitoring, Art. 26(5) AMLR (3 Jun - 3 Sep 2026)
- AMLA - planning of RTS, ITS and Guidelines: Annex XI to the Single Programming Document 2026-2028 (4 Feb 2026)
- AMLA - Authority for Anti-Money Laundering
Framework blocks it lands on
This instrument on the dashboard, with the other instruments and the framework: Open on the dashboard