EBA Travel Rule Guidelines: information accompanying transfers of funds and crypto-assets (in force)
- Articles
- Regulation (EU) 2023/1113 (TFR), art. 36
- Legal basis
- TFR art. 36; AMLD5 art. 19a(2); listed by AMLA as applicable
- Applies to
- Bank / credit institution, Payment / e-money institution, Crypto-asset service provider
Published in the Official Journal or by the issuer and in force (or applying from the date shown). EBA guidelines listed by AMLA as applicable keep this status until AMLA replaces them.
What it covers
Which information must travel with a transfer of funds or crypto-assets, how payment service providers and crypto-asset service providers detect missing or incomplete information and what they do with such transfers (published 4 July 2024, applying since 30 December 2024). The Transfer of Funds Regulation is not replaced by the AML package; AMLA lists the guidelines among the instruments that continue to apply.
What it means in practice
Payment and e-money institutions, banks and CASPs: keep the transfer screening, the treatment of incomplete transfers and the self-hosted-address checks aligned with these guidelines.
Versions and what changed
- Published in the Official JournalJuly 4, 2024EBA final report on the Travel Rule Guidelines under Regulation (EU) 2023/1113
Applying since 30 December 2024. Listed by AMLA among the instruments that continue to apply; the Transfer of Funds Regulation is not replaced by the AML package.
Sources
Sources
- EBA - Travel Rule Guidelines on information accompanying transfers of funds and crypto-assets (4 Jul 2024, applying since 30 Dec 2024)
- AMLA - regulatory instruments overview (RTS, ITS, Guidelines)
Framework blocks it lands on
This instrument on the dashboard, with the other instruments and the framework: Open on the dashboard