AMLR register · Regulatory Technical Standard · AMLA

RTS on central contact points of e-money issuers, payment service providers and crypto-asset service providers

EBA guideline in force, AMLA successor pendingStatus reviewed October 6, 2026

Articles: Art. 41(2) AMLD6
Legal basis: AMLD6 art. 41(2)
Expected: December 31, 2026
Applies to: Payment / e-money institution, Crypto-asset service provider

Today's EBA guideline or EBA-drafted standard on this topic is final and applies (Art. 54(5) AMLAR). AMLA will replace it with its own text under the AML package; no consultation paper exists yet. The expected date follows AMLA's programming document or the statutory deadline.

What it covers

Criteria for when a host Member State may require an e-money issuer, payment service provider or crypto-asset service provider operating through agents, distributors or other infrastructure to appoint a central contact point, and the functions of that contact point. Statutory deadline 10 July 2026; AMLA schedules the consultation for Q3 2026 and the final draft for Q4 2026, and is running a survey among EMIs and PSPs until 22 September 2026 to prepare it. Until then Commission Delegated Regulation (EU) 2018/1108 applies; an EBA amendment to it awaits adoption by the Commission.

What it means in practice

E-money and payment institutions and CASPs with agents or distributors abroad: check where a contact point is (or will be) required and what it must do for the host supervisor.

Versions and what changed

Consultation papernot yet available
Final draftnot yet available
Submitted to the Commissionnot yet available
Published in the Official Journalnot yet available

Sources

Framework blocks it lands on

GovernanceCompliance function

This instrument on the dashboard, with the other instruments and the framework: Open on the dashboard

Other instruments

Every RTS, Guideline and ITS under the AMLR