Implementatiewet ter voorkoming van witwassen en terrorismefinanciering (Iwt): the Dutch implementation act for the AML package

What it covers

National act that transposes AMLD6, amends or repeals the Wwft and designates DNB, AFM and BFT as supervisors under the new regime. Determines which national options (cash limits, register access, sanctions) the Netherlands keeps. The internet consultation closed in 2025 (progress letter of 16 December 2025); the Council of State advised on 12 August 2026 (advice W06.26.00123/III, published 17 August 2026), and the bill is now before the Tweede Kamer.

What it means in practice

Sets the national rules that remain next to the AMLR. Policies and supervisory contacts must be updated once the act is adopted; follow the parliamentary treatment for the final national options.

Sources

• Raad van State - advice on the Iwt (12 August 2026)
• Tweede Kamer - dossier 31477 (newest documents)
• Progress letter on the new anti-money laundering approach (16 December 2025)

Framework blocks it lands on

This instrument on the dashboard, with the other instruments and the framework: Open on the dashboard

Other instruments

• RTS on the assessment of the inherent and residual risk profile of obliged entities (financial sector)Final text, awaiting publication
• RTS on the selection of obliged entities for direct AMLA supervisionFinal text, awaiting publication
• RTS on pecuniary sanctions, administrative measures and periodic penalty paymentsFinal text, awaiting publication
• RTS on group-wide minimum requirements and additional measures for subsidiaries and branches in third countriesFinal text, awaiting publication
• RTS on the duties of home and host supervisors and the modalities of their cooperationFinal text, awaiting publication
• RTS on central contact points of e-money issuers, payment service providers and crypto-asset service providersEBA guideline in force, AMLA successor pending

Every RTS, Guideline and ITS under the AMLR