Guidelines on ML/TF risk variables and risk factors (successor to the EBA Risk Factors Guidelines)
- Articles
- Art. 20(3) AMLR
- Base juridique
- AMLR art. 20(3)
- Attendu
- 31 décembre 2026
- S'applique à
- chaque type d'entité assujettie
Today's EBA guideline or EBA-drafted standard on this topic is final and applies (Art. 54(5) AMLAR). AMLA will replace it with its own text under the AML package; no consultation paper exists yet. The expected date follows AMLA's programming document or the statutory deadline.
Ce qu'il couvre
The risk variables and risk factors obliged entities take into account when entering into business relationships or carrying out occasional transactions, and how they weigh them in the customer risk assessment. Statutory deadline 10 July 2026; AMLA schedules the consultation for Q3 2026 and the final guidelines for Q4 2026, and intends one common set of Risk Factor Guidelines covering seven mandates, with a separate workstream for the indicators of suspicion (General Board, 30 June 2026). Until then the EBA ML/TF Risk Factors Guidelines (EBA/GL/2021/02, amended on 16 January 2024 for crypto-asset service providers) remain in force.
Ce que cela signifie en pratique
Revise the CRA model (risk factors, weighting) and the review frequency per risk class; document deviations from the EBA guidelines that still apply today.
Les titres, résumés et notes de version sont la formulation officielle anglaise du registre et restent en anglais dans chaque version linguistique ; les libellés de statut et les dates sont traduits.
Versions et ce qui a changé
- Document de consultationpas encore disponible
- Projet finalpas encore disponible
- Soumis à la Commissionpas encore disponible
- Publié au Journal officielpas encore disponible
Sources
- EBA - ML/TF Risk Factors Guidelines, EBA/GL/2021/02 (consolidated text, in force)
- EBA - amending Guidelines on ML/TF risk factors, crypto-asset service providers (16 Jan 2024, applying since 30 Dec 2024)
- AMLA - planning of RTS, ITS and Guidelines: Annex XI to the Single Programming Document 2026-2028 (4 Feb 2026)
- AMLA - public summary of the 9th General Board, joint session (30 Jun 2026)
- AMLA - Authority for Anti-Money Laundering
Blocs du cadre concernés
Cet instrument sur le tableau de bord, avec les autres instruments et le cadre: Ouvrir sur le tableau de bord