Guidelines on ongoing monitoring and transaction monitoring

Ce qu'il couvre

Requirements for ongoing monitoring of the business relationship in three parts: general principles, keeping customer information up to date, and the transaction and activity monitoring framework (scenario design, thresholds, alert handling, backtesting and model management). Consulted from 3 June to 3 September 2026 (public hearing 2 July 2026); AMLA aims to publish the final guidelines in 2026 (final draft scheduled for Q4 2026).

Ce que cela signifie en pratique

Align TM scenarios, alert SLAs and model validation; document "risk-based tuning".

Les titres, résumés et notes de version sont la formulation officielle anglaise du registre et restent en anglais dans chaque version linguistique ; les libellés de statut et les dates sont traduits.

Versions et ce qui a changé

1. Document de consultation3 juin 2026
   AMLA consultation paper on the draft Guidelines under Art. 26(5) AMLR

   First public draft in three parts: general principles, keeping customer information up to date, and the transaction and activity monitoring framework. Public hearing 2 July 2026; consultation closed 3 September 2026. Final guidelines expected in Q4 2026.

   Sources
2. Projet finalpas encore disponible
3. Soumis à la Commissionpas encore disponible
4. Publié au Journal officielpas encore disponible

Thèmes de la consultation

• Are the expectations on scenario design, thresholds and tuning realistic?
• How should alert-handling timelines and backtesting be evidenced?

Sources

• AMLA - consultation on the draft Guidelines on ongoing monitoring of a business relationship (3 Jun - 3 Sep 2026)
• AMLA - consultation paper on the Guidelines on ongoing monitoring, Art. 26(5) AMLR (3 Jun - 3 Sep 2026)
• AMLA - planning of RTS, ITS and Guidelines: Annex XI to the Single Programming Document 2026-2028 (4 Feb 2026)
• AMLA - Authority for Anti-Money Laundering

Blocs du cadre concernés

Cet instrument sur le tableau de bord, avec les autres instruments et le cadre: Ouvrir sur le tableau de bord

Autres instruments

• RTS on business relationships, occasional and linked transactions and lower CDD thresholdsTexte final, en attente de publication
• ITS on the format for reporting suspicions and providing transaction records to the FIUConsultation close, en cours de finalisation
• Guidelines on ML/TF risk variables and risk factors (successor to the EBA Risk Factors Guidelines)Orientation EBA en vigueur, successeur AMLA en attente
• Guidelines on indicators of suspicious activity or behaviourAnnoncé, pas encore de projet

Chaque RTS, orientation et ITS de l'AMLR