Joint AMLA-EBA Guidelines on access to financial services and de-risking
- Artikelen
- Art. 21(4) AMLR
- Rechtsgrondslag
- AMLR art. 21(4)
- Verwacht
- 10 juli 2027
- Geldt voor
- Bank / credit institution, Other financial institution, Mortgage lender / credit intermediary, Payment / e-money institution, Investment firm / fund manager, Life insurer / intermediary, Pension fund / administrator, Crowdfunding service provider, Crypto-asset service provider
Today's EBA guideline or EBA-drafted standard on this topic is final and applies (Art. 54(5) AMLAR). AMLA will replace it with its own text under the AML package; no consultation paper exists yet. The expected date follows AMLA's programming document or the statutory deadline.
Waar het over gaat
Joint guidelines with the EBA on the measures credit and financial institutions may take to comply with AML/CFT rules when applying the Payment Accounts Directive, including for relationships most affected by de-risking. Statutory deadline 10 July 2027; the EBA continues its de-risking guidelines jointly with AMLA (transition factsheet). Until then the EBA Guidelines on the effective management of ML/TF risks when providing access to financial services (31 March 2023) apply.
Wat het in de praktijk betekent
Document the decision process before refusing or ending a relationship on ML/TF grounds; the AMLR requires the risk-based alternative to be considered and recorded.
Titels, samenvattingen en versienotities zijn de officiële Engelse bewoordingen van het register en blijven in elke taalversie Engels; de statuslabels en datums zijn vertaald.
Versies en wat er veranderde
- Consultatiedocumentnog niet beschikbaar
- Definitief ontwerpnog niet beschikbaar
- Ingediend bij de Commissienog niet beschikbaar
- Gepubliceerd in het Publicatiebladnog niet beschikbaar
Bronnen
- EBA - Guidelines on the management of ML/TF risks when providing access to financial services, de-risking (31 Mar 2023, applying since 3 Nov 2023)
- AMLA - EBA-AMLA transition factsheet: existing EBA guidelines and standards stay in force until replaced
- AMLR - Regulation (EU) 2024/1624 (EUR-Lex)
Raamwerkblokken waarop het landt
Dit instrument op het dashboard, met de andere instrumenten en het raamwerk: Open op het dashboard