RTS on the selection of obliged entities for direct AMLA supervision
- Artículos
- Art. 12 AMLAR
- Base jurídica
- AMLAR art. 12(7)
- Consulta cerrada
- 6 de junio de 2025
- Previsto
- 31 de diciembre de 2026
- Se aplica a
- Bank / credit institution, Other financial institution, Mortgage lender / credit intermediary, Payment / e-money institution, Investment firm / fund manager, Life insurer / intermediary, Pension fund / administrator, Crowdfunding service provider, Crypto-asset service provider
The final text has been adopted or submitted to the Commission but is not yet published in the Official Journal, so it does not apply yet.
Qué regula
Methodology for determining the inherent and residual risk profile of credit and financial institutions operating in at least six Member States, on the basis of which AMLA selects up to 40 entities for direct supervision. Final report published 16 December 2025 and sent to the Commission, which asked for clarifications; AMLA aims to finalise the RTS before the end of 2026. Timeline: eligibility data collected through national supervisors (at AMLA by 15 August 2026, provisional list by end-September 2026), selection data from January to March 2027 with reference date 31 December 2026, selection from 1 July 2027 with the outcome communicated by the end of 2027, direct supervision during 2028.
Qué significa en la práctica
Determines whether the institution comes under direct AMLA supervision. Institutions with establishments or material cross-border services in six or more Member States already report eligibility data through their national supervisor (reporting package of 12 May 2026, FAQ of 22 July 2026); the selection data collection follows the EBA reporting framework 4.4.
Los títulos, resúmenes y notas de versión son la redacción oficial en inglés del registro y se mantienen en inglés en cada versión lingüística; las etiquetas de estado y las fechas están traducidas.
Versiones y qué cambió
- Documento de consulta6 de marzo de 2025EBA consultation paper (EBA/CP/2025)
First public draft, prepared by the EBA. Consultation closed 6 June 2025.
Fuentes - Borrador final16 de diciembre de 2025AMLA final report on the draft RTS under Art. 12(7) AMLAR
Final report published by AMLA on 16 December 2025 with the risk-assessment methodology for selecting up to 40 institutions that come under direct AMLA supervision (first selection from 1 July 2027).
Fuentes - Presentado a la Comisión16 de diciembre de 2025Sent to the European Commission for adoption
Sent to the Commission in December 2025 (press release of 18 December 2025). The Commission's Legal Service asked for clarifications; AMLA aims to finalise the RTS before the end of 2026 (General Board, 1 July 2026). The eligibility data collection of 2026 and the selection data collection of early 2027 already follow the methodology.
Fuentes - Publicado en el Diario Oficialaún no disponible
Temas de la consulta
- Do the inherent-risk indicators per Member State reflect actual cross-border risk?
- Is the data required for the selection available in your systems?
- How should groups and branches be treated in the selection?
Fuentes
- AMLA - final report on the RTS under Art. 12(7) AMLAR (16 Dec 2025)
- AMLA - press release: a major step toward harmonised EU supervision, first two final RTS (18 Dec 2025)
- AMLA - explainer: towards direct supervision, timeline of the 2027 selection (26 Jan 2026)
- AMLA - reporting package for the identification of provisionally eligible obliged entities (12 May 2026)
- AMLA - FAQ on the reporting package for provisionally eligible entities (22 Jul 2026)
- AMLA - EBA draft reporting framework 4.4 for the 2027 eligibility data collection (4 Aug 2026)
- AMLA - public summary of the 9th General Board, supervisory composition (1 Jul 2026)
- EBA - consultation on 4 RTS under the AML package (6 Mar - 6 Jun 2025)
Bloques del marco afectados
Este instrumento en el panel, con los demás instrumentos y el marco: Abrir en el panel