EBA Guidelines on the use of remote customer onboarding solutions (in force until replaced)
- Artículos
- Directive (EU) 2015/849 (AMLD5), art. 13(1)
- Base jurídica
- AMLD5 art. 13(1); listed by AMLA as applicable
- Se aplica a
- Bank / credit institution, Other financial institution, Mortgage lender / credit intermediary, Payment / e-money institution, Investment firm / fund manager, Life insurer / intermediary, Pension fund / administrator, Crowdfunding service provider, Crypto-asset service provider
Published in the Official Journal or by the issuer and in force (or applying from the date shown). EBA guidelines listed by AMLA as applicable keep this status until AMLA replaces them.
Qué regula
Steps for verifying a customer's identity remotely, the safeguards for the technology and its outsourcing, and the documentation to keep (EBA/GL/2022/15, published 22 November 2022, applying since 2 October 2023). AMLA lists it among the EBA instruments that continue to apply under Art. 54(5) AMLAR; the AMLR successor is the RTS on CDD, which sets the verification sources including eID and the EU Digital Identity Wallet.
Qué significa en la práctica
Reference for remote onboarding until the RTS on CDD applies; map the current process onto the RTS once its final report is published.
Los títulos, resúmenes y notas de versión son la redacción oficial en inglés del registro y se mantienen en inglés en cada versión lingüística; las etiquetas de estado y las fechas están traducidas.
Versiones y qué cambió
- Publicado en el Diario Oficial22 de noviembre de 2022EBA final report on the Guidelines on the use of remote customer onboarding solutions (EBA/GL/2022/15)
Applying since 2 October 2023. Listed by AMLA among the EBA instruments that continue to apply until replaced (Art. 54(5) AMLAR).
Fuentes
Fuentes
- EBA - Guidelines on the use of remote customer onboarding solutions, EBA/GL/2022/15 (22 Nov 2022, applying since 2 Oct 2023)
- AMLA - regulatory instruments overview (RTS, ITS, Guidelines)
Bloques del marco afectados
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