Guidelines on the business-wide risk assessment (SIRA)
- Articles
- Art. 10 AMLR
- Legal basis
- AMLR art. 10(4)
- Consultation closed
- July 15, 2026
- Expected
- December 31, 2026
- Applies to
- every type of obliged entity
The consultation has closed. AMLA is processing the responses and preparing the final draft for submission to the European Commission.
What it covers
Practical elaboration of the business-wide risk assessment: minimum content, method, review frequency and documentation, including the new risks the AMLR adds (targeted financial sanctions evasion). Consulted from 16 April to 15 July 2026 (public hearing 28 May 2026); AMLA aims to publish the final guidelines in 2026 (final draft scheduled for Q4 2026).
What it means in practice
Revise the SIRA cycle, template and governance (approval by the management body).
Versions and what changed
- Consultation paperApril 16, 2026AMLA consultation paper on the draft Guidelines under Art. 10(4) AMLR
First public draft. Public hearing 28 May 2026; consultation closed 15 July 2026. Final guidelines expected in Q4 2026.
Sources - Final draftnot yet available
- Submitted to the Commissionnot yet available
- Published in the Official Journalnot yet available
Consultation themes
- Is the proposed scope and method of the business-wide risk assessment proportionate?
- What documentation and management-body approval should be required?
Sources
- AMLA - consultation on the draft Guidelines on business-wide risk assessment (16 Apr - 15 Jul 2026)
- AMLA - planning of RTS, ITS and Guidelines: Annex XI to the Single Programming Document 2026-2028 (4 Feb 2026)
- AMLA - Authority for Anti-Money Laundering
Framework blocks it lands on
This instrument on the dashboard, with the other instruments and the framework: Open on the dashboard