Guidelines on EDD for correspondent relationships with crypto-asset service providers and on self-hosted addresses
- Articles
- Art. 37(3), 40(2) AMLR
- Legal basis
- AMLR art. 37(3) and 40(2)
- Expected
- July 10, 2027
- Applies to
- Bank / credit institution, Payment / e-money institution, Crypto-asset service provider
Today's EBA guideline or EBA-drafted standard on this topic is final and applies (Art. 54(5) AMLAR). AMLA will replace it with its own text under the AML package; no consultation paper exists yet. The expected date follows AMLA's programming document or the statutory deadline.
What it covers
Criteria for the assessment of respondent crypto-asset service providers in correspondent-type relationships and the mitigating measures for transactions with self-hosted addresses. Statutory deadline 10 July 2027; no consultation paper yet. Until then the crypto provisions of the EBA Risk Factors Guidelines (amended 2024) and the EBA Travel Rule Guidelines apply; see also AMLA's advisory note of 29 June 2026 on the end of the MiCAR transitional period.
What it means in practice
Revise correspondent-relationship due diligence with CASPs and the procedures for self-hosted wallets.
Versions and what changed
- Consultation papernot yet available
- Final draftnot yet available
- Submitted to the Commissionnot yet available
- Published in the Official Journalnot yet available
Sources
- EBA - amending Guidelines on ML/TF risk factors, crypto-asset service providers (16 Jan 2024, applying since 30 Dec 2024)
- EBA - Travel Rule Guidelines on information accompanying transfers of funds and crypto-assets (4 Jul 2024, applying since 30 Dec 2024)
- AMLA - advisory note on ML/TF risks as the MiCAR transitional period ends (29 Jun 2026)
- AMLR - Regulation (EU) 2024/1624 (EUR-Lex)
Framework blocks it lands on
This instrument on the dashboard, with the other instruments and the framework: Open on the dashboard