RTS on pecuniary sanctions, administrative measures and periodic penalty payments

Ce qu'il couvre

Indicators for the seriousness of breaches and their classification into four levels of gravity, criteria for the level of fines and administrative measures, and a methodology for periodic penalty payments, for supervisors of the financial and non-financial sector alike. Approved by the General Board on 1 July 2026 for transmission to the Commission; final report published 8 July 2026. Adoption by the Commission and publication in the Official Journal still to follow.

Ce que cela signifie en pratique

Sets the enforcement framework that governance and the compliance function must anticipate (demonstrability, pace of remediation). AMLA re-consulted the EBA draft from 9 February to 9 March 2026 to hear the non-financial sector and then amended Articles 1, 2 and 4 and the recitals so the RTS applies to both sectors. Once adopted by the Commission it applies directly in every Member State.

Les titres, résumés et notes de version sont la formulation officielle anglaise du registre et restent en anglais dans chaque version linguistique ; les libellés de statut et les dates sont traduits.

Versions et ce qui a changé

1. Document de consultation6 mars 2025
   EBA consultation paper (EBA/CP/2025)

   First public draft, prepared by the EBA. Consultation closed 6 June 2025.

   Sources
2. Document de consultation9 février 2026
   AMLA consultation paper on the draft RTS under Art. 53(10) AMLD6

   Re-consulted by AMLA, specifically to hear the non-financial sector, which barely responded to the EBA round. Consultation closed 9 March 2026; the feedback received was published on 9 July 2026.

   Sources
3. Projet final8 juillet 2026
   AMLA final report on the draft RTS under Art. 53(10) AMLD6

   Published with a press release on 8 July 2026. Compared with the consultation paper, Articles 1, 2 and 4 and the recitals were amended so the RTS applies to the financial and the non-financial sector alike: a shared list of gravity indicators, four levels of gravity and common criteria for the level of sanctions and measures.

   Sources
4. Soumis à la Commission1 juillet 2026
   Approved by the General Board for transmission to the European Commission

   The General Board in supervisory composition approved the final draft RTS on enforcement on 1 July 2026 for transmission to the Commission. Adoption and publication in the Official Journal still to follow.

   Sources
5. Publié au Journal officielpas encore disponible

Thèmes de la consultation

• Are the indicators for the seriousness of breaches clear and proportionate?
• Are the criteria for the level of fines and periodic penalty payments predictable?

Sources

• AMLA - final report on the RTS under Art. 53(10) AMLD6 (8 Jul 2026)
• AMLA - press release: a common EU approach to enforcing anti-money laundering rules (8 Jul 2026)
• AMLA - consultation on the draft RTS on pecuniary sanctions, administrative measures and periodic penalty payments (9 Feb - 9 Mar 2026)
• AMLA - public summary of the 9th General Board, supervisory composition (1 Jul 2026)
• EBA - consultation on 4 RTS under the AML package (6 Mar - 6 Jun 2025)
• AMLA - Authority for Anti-Money Laundering

Blocs du cadre concernés

Cet instrument sur le tableau de bord, avec les autres instruments et le cadre: Ouvrir sur le tableau de bord

Autres instruments

• RTS on the selection of obliged entities for direct AMLA supervisionTexte final, en attente de publication
• RTS on group-wide minimum requirements and additional measures for subsidiaries and branches in third countriesTexte final, en attente de publication
• RTS on the duties of home and host supervisors and the modalities of their cooperationTexte final, en attente de publication
• RTS on central contact points of e-money issuers, payment service providers and crypto-asset service providersOrientation EBA en vigueur, successeur AMLA en attente
• ITS on cooperation within the AML/CFT supervisory system for the purposes of direct supervisionTexte final, en attente de publication
• Guidelines on the extent of internal policies, procedures and controls (incl. the compliance function)Orientation EBA en vigueur, successeur AMLA en attente

Chaque RTS, orientation et ITS de l'AMLR