RTS on the assessment of the inherent and residual risk profile of obliged entities in the non-financial sector

Ce qu'il couvre

Common methodology for the supervisors of the non-financial sector (lawyers, notaries, accountants, tax advisers, trust and company service providers, real-estate agents, dealers in goods, gambling operators, football clubs and agents) to assess and classify the ML/TF risk profile of the entities they supervise: data points per activity, a reduced set for small entities, and the resulting risk categories. Consulted by AMLA from 13 July to 27 September 2026 (public hearing 10 September 2026); final draft scheduled for Q4 2026; AMLA intends the methodology to apply from 31 December 2028.

Ce que cela signifie en pratique

Determines how your supervisor rates your practice or business and how much attention it gets. Expect a periodic data request on customers, services, geography and controls in the format of the RTS; check which data points apply to your activity and whether your systems can produce them. Respond to the consultation (one survey per sector) if the data points or the treatment of small entities are unworkable.

Les titres, résumés et notes de version sont la formulation officielle anglaise du registre et restent en anglais dans chaque version linguistique ; les libellés de statut et les dates sont traduits.

Versions et ce qui a changé

1. Document de consultation13 juillet 2026
   AMLA consultation paper on the draft RTS under Art. 40(2) AMLD6 for the non-financial sector

   First public draft, with Annexes I and II listing the data points per activity and a reduced set for small entities. Public hearing 10 September 2026; consultation closes 27 September 2026. AMLA intends the methodology to apply from 31 December 2028.

   Sources
2. Projet finalpas encore disponible
3. Soumis à la Commissionpas encore disponible
4. Publié au Journal officielpas encore disponible

Thèmes de la consultation

• Are the data points for your activity relevant and proportionate, and can your systems produce them?
• Is the reduced set of data points for small entities workable, and how should a small entity be defined?
• Is the reporting framework operationally feasible, and what will implementation cost?

Sources

• AMLA - consultation on the draft RTS on the risk profile of obliged entities in the non-financial sector (13 Jul - 27 Sep 2026)
• AMLA - consultation paper on the draft RTS under Art. 40(2) AMLD6, non-financial sector (13 Jul 2026)
• AMLA - Annexes I and II: data points per activity, draft RTS under Art. 40(2) AMLD6
• AMLA - press release: harmonised risk assessments in the non-financial sector (13 Jul 2026)
• AMLA - public hearing on the draft RTS, non-financial sector (10 Sep 2026)
• AMLA - explainer for the non-financial sector, with the 2026 consultation calendar (9 Feb 2026)

Blocs du cadre concernés

Cet instrument sur le tableau de bord, avec les autres instruments et le cadre: Ouvrir sur le tableau de bord

Autres instruments

• RTS on the assessment of the inherent and residual risk profile of obliged entities (financial sector)Texte final, en attente de publication
• RTS on the selection of obliged entities for direct AMLA supervisionTexte final, en attente de publication
• Guidelines on the business-wide risk assessment (SIRA)Consultation close, en cours de finalisation
• Guidelines on the extent of internal policies, procedures and controls (incl. the compliance function)Orientation EBA en vigueur, successeur AMLA en attente

Chaque RTS, orientation et ITS de l'AMLR