EBA Guidelines on the use of remote customer onboarding solutions (in force until replaced)
- Artikel
- Directive (EU) 2015/849 (AMLD5), art. 13(1)
- Rechtsgrundlage
- AMLD5 art. 13(1); listed by AMLA as applicable
- Gilt für
- Bank / credit institution, Other financial institution, Mortgage lender / credit intermediary, Payment / e-money institution, Investment firm / fund manager, Life insurer / intermediary, Pension fund / administrator, Crowdfunding service provider, Crypto-asset service provider
Published in the Official Journal or by the issuer and in force (or applying from the date shown). EBA guidelines listed by AMLA as applicable keep this status until AMLA replaces them.
Worum es geht
Steps for verifying a customer's identity remotely, the safeguards for the technology and its outsourcing, and the documentation to keep (EBA/GL/2022/15, published 22 November 2022, applying since 2 October 2023). AMLA lists it among the EBA instruments that continue to apply under Art. 54(5) AMLAR; the AMLR successor is the RTS on CDD, which sets the verification sources including eID and the EU Digital Identity Wallet.
Was es in der Praxis bedeutet
Reference for remote onboarding until the RTS on CDD applies; map the current process onto the RTS once its final report is published.
Titel, Zusammenfassungen und Änderungshinweise sind der offizielle englische Wortlaut des Registers und bleiben in jeder Sprachfassung englisch; Statusbezeichnungen und Daten sind übersetzt.
Fassungen und Änderungen
- Im Amtsblatt veröffentlicht22. November 2022EBA final report on the Guidelines on the use of remote customer onboarding solutions (EBA/GL/2022/15)
Applying since 2 October 2023. Listed by AMLA among the EBA instruments that continue to apply until replaced (Art. 54(5) AMLAR).
Quellen
Quellen
- EBA - Guidelines on the use of remote customer onboarding solutions, EBA/GL/2022/15 (22 Nov 2022, applying since 2 Oct 2023)
- AMLA - regulatory instruments overview (RTS, ITS, Guidelines)
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